MANU/PIBU/1536/2017

Department/Board : Press Information Bureau

Date : 27.12.2017

Social security scheme for artisans

Khadi artisans are self-employed artisans of the Khadi and Village Industry (V.I.) Institutions. To protect the interest of artisans, Khadi and Village Industries Commission (KVIC) has issued directions to all Khadi Institutions to ensure payment of wages directly into Aadhaar Seeded bank account of artisans. KVIC is releasing Market Development Assistance incentives to Khadi artisans and Khadi Institutions through a DBT Portal directly into their Aadhaar Bank Accounts.

Khadi Artisans are self-employed entrepreneurs and earn their wages based on the quantum of production of spinning and weaving etc. done by them. Though these artisans are skilled, their working norms are flexible and therefore their earnings vary. Therefore, these artisans are not comparable with skilled labourers of private sector. The earnings of the artisans is commensurate to the work done by them.

Government is implementing the Aam Aadmi Bima Yojana (AABY) (earlier known as Khadi Karigar 'Janashree Bima Yojana' which was merged with Aam Admi Bima Yojana w.e.f. 1.1.2013) through KVIC in association with the Life Insurance Corporation of India (LIC) to provide insurance cover to Khadi artisans against normal and accidental death and disability. Under AABY, the Khadi Artisans belonging to the age group of 18 to 59 years are provided insurance cover for the following:

i) Death (natural) : Rs. 30,000.00

ii) Death (accidental) : Rs. 75,000.00

iii) Disability (permanent) : Rs. 75,000.00

iv) Disability (partial) : Rs. 37,500.00

v) Educational Benefits (Shiksha Sahayog Yojana) :

Two children of Khadi Artisan who are studying in standard IX to XII including Industrial Training Institutes (ITIs) are eligible for scholarship of Rs.300/- per quarter.

The premium amount of the scheme is Rs.100/- per annum which is shared as: