1 June 2020

Search Results for Tag : Insurance policy


Lapsed insurance policies remain tradeable and assignable(29.12.2015)

The Supreme Court permitted transfer and assignment of lapsed insurance policies that came into effect prior to 2015. LIC Circulars that prohibited re.....

Tags : Insurance policy, lapse, transfer, registration


Illness of encephalitis malaria through a mosquito bite cannot be considered as an accident(26.03.2019)

The present appeal raises an interesting question of law. The Court is tasked with determining whether a death due to malaria occasioned by a mosquito.....

Tags : Insurance policy, Accident, Mosquito bite


While construing a contract of insurance, it is not permissible for a Court to substitute the terms of the contract(24.04.2020)

The present appeals arise from a judgment of the National Commission which in first appeal upheld the judgment of the State Commission. The SCDRC held.....

Tags : Insurance policy, Terms, Interpretation, Legality



If Exclusion Terms of Policy Not Told to Insured, Insurer can’t Repudiate Claim on its Basis: SC(22.04.2019)

Supreme Court has held that if the terms of exclusion of policy are not communicated to the insured, the insurer cannot rely on them to repudiate a cl.....

Tags : Supreme Court, Insurance Policy, Exclusion Terms of Policy


INSURANCE - SC: Disease Caused due to Insect Bite in the Natural Course of Events Not Covered Under 'Accident'(27.03.2019)

Supreme Court has observed that where a disease is caused or transmitted by insect bite/virus in the natural course of events, it would not be covered.....

Tags : Supreme Court, ‘accident’ insurance policy