12 August 2024


Search Results for Tag : Insurance

International Cases

Insured persons are under a duty to act in good faith in their dealings with insurers(14.06.2023)

The issue before the Supreme Court was whether Discovery Limited (Discovery) was entitled to terminate the insurance policy with retrospective effect .....

Tags : Insurance policy, Refund, Moneys

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Top Story

Actually, I’m an actuary(25.07.2016)

Maybe a comparison with weather forecasters is unfair to actuaries. After all, meteorologists have algorithms, supercomputers to further their voodoo .....

Tags : actuary, insurance, risk assessment, financial disclosure

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Sampoorna Bima Gram (SBG) Yojana launched providing life insurance services to rural people(13.10.2017)

Sampoorna Bima Gram (SBG) Yojana launched by The Minister for Communications in order to provide affordable life insurance services to people living i.....

Tags : Life insurance, Yojna, Launch

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IRDAI approves 8 principle-based consolidated Regulations(19.03.2024)

The Insurance Regulatory and Development Authority of India (IRDAI) approves eight principle-based consolidated regulations, following the comprehensi.....

Tags : Insurance sector, Regulation, Approval

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Ministry of Road Transport and Highways declares plying of motor vehicles without valid motor third party insurance is a punishable offence(11.06.2024)

In a statement released by Ministry of Road Transport and Highways, plying motor vehicles without valid motor third party insurance is a punishable of.....

Tags : Insurance, Third party, Penalty

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Ministry of Road Transport and Highways declares plying of motor vehicles without valid motor third party insurance is a punishable offence(11.06.2024)

In a statement released by Ministry of Road Transport and Highways, plying motor vehicles without valid motor third party insurance is a punishable of.....

Tags : Insurance, Third party, Penalty

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Government notifies amendment in FEMA to enable increase in FDI limit in insurance sector to 74%(21.08.2021)

The government has notified Foreign Exchange Management (Non-debt Instruments) (Second Amendment) Rules, 2021 (Rules, 2021) amending the Foreign Excha.....

Tags : FDI, Insurance Sector

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ECGC introduces new scheme providing export credit risk insurance cover up to 90% for small exporters(26.07.2022)

Export Credit Guarantee Corporation (ECGC) has introduced a new scheme to provide enhanced export credit risk insurance cover to the extent of 90% to .....

Tags : Insurance cover, Scheme, Small exporters

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Judgments

Contract of insurance is a contract of good faith (uberrima fides)(02.08.2016)

Instant First Appeal filed against impugned order of State Commission. Complainant obtained an insurance policy from the respondent, United India Insu.....

Tags : Insurance, Compensation, Contract, Good faith

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Medical examination of insuree is responsibility of insurance company(28.07.2015)

On a failure to conduct a medical examination of an insuree-applicant by the insurance company, the fault lies on the part of the insurance company. I.....

Tags : medical, insurance, concealment of fact

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No legal contract will come into force unless the offer and acceptance of proposal is made(09.08.2016)

Wife of complainant/petitioner, took housing loan from HDFC Ltd. For security of said loan, HDFC loan cover term insurance policy was purchased from H.....

Tags : Insurance, Proposal, offer and acceptance, Compensation

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Complainant obliged to get property insured, failure on part of opposite party not amount to deficiency of service(22.08.2016)

Complainant/Respondent No.1 was sanctioned loan by Opposite Party /Appellants and complainant executed various documents and hypothecated/mortgaged pr.....

Tags : Insurance, Obligation, Deficiency, Compensation

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If keys of vehicles left inside ignition socket, it amounts to grave negligence on part of complainant(19.01.2017)

Claim under insurance policy was filed with Insurance Company, but same was repudiated stating that, keys of the vehicle were left in ignition socket .....

Tags : Insurance, Claim, Entitlement

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Casual workers covered under Employees State Insurance Act, 1948(29.02.2016)

The Supreme Court rejected submissions of the Royal Western India Turf Club Ltd. that casual workers employed by it were outside the ambit of the Empl.....

Tags : state insurance, employee, contribution

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Interference in exercise of revisional jurisdiction is to be made only if there is a material defect or jurisdictional error in concurrent findings recorded by consumer fora below(29.01.2018)

Present revision petition has been filed under Section 21(b) of the Consumer Protection Act, 1986 against the impugned order, passed by the State Comm.....

Tags : Compensation, Grant, Insurance claim

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Illness of encephalitis malaria through a mosquito bite cannot be considered as an accident(26.03.2019)

The present appeal raises an interesting question of law. The Court is tasked with determining whether a death due to malaria occasioned by a mosquito.....

Tags : Insurance policy, Accident, Mosquito bite

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A nominee is only a Trustee holding the amount on behalf of the actual beneficiaries and does not have any vested right or interest in the same(09.12.2020)

In facts of present case, during the life time of the deceased Ramakrishnan, he had taken two insurance policies with the first Respondent. He had bee.....

Tags : Insurance amount, Payment, Direction

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Group Insurance Service is admissible for Cenvat Credit(16.04.2021)

The issue involved in the present case is that whether the Appellant is entitled for the Cenvat Credit in respect of Group Insurance Services for insu.....

Tags : Group insurance, Cenvat credit, Admissibility

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Insurance coverage cannot be available for a vague or indefinite period(16.12.2016)

Government of Andhra Pradesh awarded work of Investigation, Design and Execution of Tunnel -1 & Tunnel - 2, including Head Regulator at entrance of po.....

Tags : Coverage, Insurance, Damages

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Lapsed insurance policies remain tradeable and assignable(29.12.2015)

The Supreme Court permitted transfer and assignment of lapsed insurance policies that came into effect prior to 2015. LIC Circulars that prohibited re.....

Tags : Insurance policy, lapse, transfer, registration

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It is not permissible to rewrite the contract while interpreting the terms of the Insurance Policy(29.10.2021)

In facts of present case, Pradeep Kumar, the husband of the Respondent (original complainant) had taken/purchased a life insurance policy under the Je.....

Tags : Terms, Insurance policy, Revival

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Insurer liable even if insuree does not follow own bye-laws strictly(02.03.2016)

The National Consumer Disputes Redressal Commission held that the Bombay Stock Exchange should not have utilised money from its Trade Guarantee Fund t.....

Tags : Stock exchange, default, guarantee fund, insurance

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While construing a contract of insurance, it is not permissible for a Court to substitute the terms of the contract(24.04.2020)

The present appeals arise from a judgment of the National Commission which in first appeal upheld the judgment of the State Commission. The SCDRC held.....

Tags : Insurance policy, Terms, Interpretation, Legality

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Insurer not liable to pay upon death while intoxicated if excluded in insurance policy(03.09.2015)

In a case where the insurer denied payout on the death of the insured by drowning while under the influence of alcohol, the NCDRC dismissed the compla.....

Tags : Life insurance, death, intoxication

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News

IRDAI Asks Insurers Not to Reject Claims on Grounds of Genetic Disorder(20.03.2018)

Insurance regulator IRDAI has directed insurers not to reject any health insurance claim based on exclusions related to 'genetic disorder'.

Tags : IRDAI, Insurance

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IRDAI Bars Insurers from Rejecting Claims Based on Genetic Disorders(22.03.2018)

Insurance Regulatory and Development Authority of India (Irdai) has sent directives to all General and Health insurers to not include ‘Genetic Disorde.....

Tags : Insurance Regulatory and Development Authority of India

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IRDAI Exempts 24 Schemes of Insurance from GST(31.03.2018)

Insurance Regulatory and Development Authority of India (IRDAI) has exempted 24 schemes of insurance from Goods and Services Tax (GST) regime for rein.....

Tags : Insurance, GST

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IRDAI Defers Implementation of Indian Accounting Standards in Insurance Sectors(22.01.2020)

Insurance Regulatory and Development Authority of India has decided to defer the implementation of Indian Accounting Standards in the Insurance Sector.....

Tags : Insurance Regulatory and Development Authority of India, Indian Accounting Standards

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Supreme Court: Delay in Notifying Insurer About Car Theft, No Grounds to Deny Claim(27.01.2020)

Supreme Court has said that mere delay in intimating the Insurance Company about the theft of a vehicle should not be a ground to deny insurance claim.....

Tags : Supreme Court, Insurance Claim on Car Theft, Delay in Notifying Insurer

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SC: Coverage of 'Flood & Inundation' Insurance Includes Damage Caused by Heavy Rains(29.01.2020)

Supreme Court has interpreted the meaning of the words 'Flood and Inundation' in an insurance contract to include coastal floods, fluvial floods (rive.....

Tags : Supreme Court, 'Flood & Inundation' Insurance

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Delhi HC: Health Insurance Claims cannot be Rejected on Broad Definition of Genetic Disorders(27.02.2018)

Delhi HC has held that it was illegal for health insurance policies to exclude genetic disorders from their scope of coverage.

Tags : Delhi High Court, health insurance policies

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SAT: Regulator Abetting Corruption in Insurance Business Can’t Be Tolerated(19.03.2018)

Securities Appellate Tribunal has directed Insurance Regulatory and Development Authority of India to relook into the complaint of a United Kingdom-ba.....

Tags : Securities Appellate Tribunal, Insurance

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INSURANCE - SC: Disease Caused due to Insect Bite in the Natural Course of Events Not Covered Under 'Accident'(27.03.2019)

Supreme Court has observed that where a disease is caused or transmitted by insect bite/virus in the natural course of events, it would not be covered.....

Tags : Supreme Court, ‘accident’ insurance policy

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Kerala High Court Sets Aside Insurance Court’s Order for Being Violative of Statutory Provisions(18.02.2020)

Kerala High Court has set aside an order passed by Insurance Court on the ground that the procedure adopted by the Court is violative of Section 75(2B.....

Tags : Kerala High Court, Insurance Court Order Set Aside

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Central Government Amends Insurance Ombudsman Rules, 2017(04.03.2021)

Central Government on 2nd March 2021 has notified comprehensive amendments to the Insurance Ombudsman Rules, 2017, with a view to improve the working .....

Tags : Central Government, Insurance Ombudsman

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J&K&L HC: Cause of Action in Case of Contract of Insurance Accrues on Date of Repudiation of Claim(02.01.2023)

Jammu and Kashmir and Ladakh High Court has observed that 'cause of action' in an insurance case can also accrue on the date the claim lodged by the i.....

Tags : Jammu and Kashmir and Ladakh High Court, Contract of Insurance, Repudiation

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Notifications & Circulars

Cabinet approves proposal to introduce the Financial Resolution and Deposit Insurance Bill 2017(14.06.2017)

The Union Cabinet chaired by the Prime Minister Shri Narendra Modi has approved the proposal to introduce a Financial Resolution and Deposit Insurance.....

Tags : Approval, Bill, Financial Resolution, Deposit Insurance

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Motor Third Party Insurance Coverage(01.01.2018)

Hon'ble Supreme Court Committee on Road Safety had directed the States/Union Territories to periodically carry out checks to see whether the vehicle o.....

Tags : Insurance, Coverage, Third party

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Commerce Ministry through ECGC raises Insurance cover for Banks up to 90% for Working Capital Loans(16.09.2019)

Union Minister of Commerce & Industry and Railways, Piyush Goyal informed about the details of the Export Credit Insurance Scheme (ECIS). The scheme w.....

Tags : Export credit, Insurance cover, Enhancement

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Amend Employees State Insurance Act to Cover Internal Injuries: Madras HC(18.04.2019)

Madras High Court has recommended that Centre should amend the Employees State Insurance Act, 1948, to cover internal injuries suffered by employees.

Tags : Madras High court, Employees State Insurance Act, Internal Injuries

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Bouncing of Cheque, Issued for Insurance Premium is Breach of Promise: Bombay HC(22.04.2019)

Bombay High Court has held that when a cheque issued towards payment of insurance premium bounces, an insurance company is not bound to indemnify owne.....

Tags : Bombay High Court, Insurance, Cheque Bounce

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If Exclusion Terms of Policy Not Told to Insured, Insurer can’t Repudiate Claim on its Basis: SC(22.04.2019)

Supreme Court has held that if the terms of exclusion of policy are not communicated to the insured, the insurer cannot rely on them to repudiate a cl.....

Tags : Supreme Court, Insurance Policy, Exclusion Terms of Policy

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SC Denies Claim for Sun Stroke Death in Insurance Coverage for Accidental Death(09.02.2023)

Supreme Court has held that death occurring due to sun-stroke during election duty will not come within the scope of the clause "death only resulting .....

Tags : Supreme Court, Insurance, Accidental Death, Sun Stroke

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Delhi HC: Holding License for LMV Doesn’t Make Driver Competent to Drive Two Wheeler(15.02.2023)

Delhi High Court while setting aside award passed by MACT refusing to grant recovery rights to Insurance Co. against driver/owner of two-wheeler invol.....

Tags : Delhi High Court, License, Recovery, Insurance

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Supreme Court: Burden to Prove that Insured Suppressed Material Facts is Upon the Insurer(15.04.2024)

Supreme Court has held that if the insurance company repudiates the insurance claim on the ground that the insured had suppressed other policies taken.....

Tags : Supreme Court, Insurance Company, Burden to Prove

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Review of Agricultural Income Insurance and Social Security Scheme(17.03.2020)

Government has implemented an income assurance scheme for the land owning farmers, namely, the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN). Under the.....

Tags : Review, Insurance, Social Security, Scheme

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Date for seeking comments from stakeholders and public on the Draft Financial Resolution and Deposit Insurance (FRDI) Bill extended till 31st October, 2016(20.10.2016)

The Government of India had invited stakeholder/public comments on the Draft Financial Resolution and Deposit Insurance(FRDI) Bill, 2016 from 28.9.201.....

Tags : Financial Resolution, Deposit Insurance, Comments, Invitation

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Solvency Margin for Crop Insurance business(26.08.2020)

1. This circular is issued in accordance with the power vested under section 14(2)(e) of the IRDA Act, 1999 read with section 34(1) of the Insurance A.....

Tags : Solvency Margin, Crop Insurance, Business

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Rajasthan HC Fines ICICI with Rs. 10 Lakhs for Trying to "Wrongfully Influence" Judges(26.10.2018)

Rajasthan High Court has recently slapped ICICI Lombard General Insurance Company with penal costs of Rs. 10 lakhs for impleading several judges of Di.....

Tags : Rajasthan High Court, ICICI Lombard General Insurance

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SC Asks Centre to Consider Withdrawing Insurance Exemption for State Public Transport Corporations(12.08.2021)

Supreme Court has asked the Central Government to examine the possibility of withdrawing exemption from insurance for State Corporations that run publ.....

Tags : Supreme Court, Insurance Exemption for State Public Transport Corporations

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Parliament Passes General Insurance Business (Nationalization) Amendment Bill 2021(12.08.2021)

Parliament has passed the General Insurance Business (Nationalization) Amendment Bill 2021 which removes the condition that the Central Government sho.....

Tags : Parliament, General Insurance Business (Nationalization) Amendment Bill 2021

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SC: Breach Must be Fundamental, for Insurer to Deny Claim Altogether(02.08.2023)

Supreme Court has held that in case of vehicle theft, any violation of condition of insurance policy should be in the nature of a fundamental breach t.....

Tags : Supreme Court, Insurance, Breach, Violation

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SC: Duty of the Insurance Company to Disclose All Material Facts Within Their Knowledge(09.08.2023)

Supreme Court has observed that it is the duty of the insurance company to disclose all material facts within their knowledge since the obligation of .....

Tags : Supreme Court, Insurance Company, Good Faith

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Bombay HC Directs Insurance Companies to Pay Insured Accident Victims Having Fake Licenses(24.10.2016)

Bombay High Court has held that Insurance Companies are liable to pay compensation to victims of road accidents even if they possessed a fake or unaut.....

Tags : Bombay High Court, Insurance Companies , Fake Licenses

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Bombay HC: Parent Age Should Be Considered While Deciding Insurance Compensation(24.10.2016)

Bombay High Court has ruled that when an unmarried person dies in a road accident, the average age of his or her surviving old parents should be consi.....

Tags : Bombay High Court, Parent Age, Insurance Compensation

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Guidelines on settlement of Life Insurance Claims to the victims of Heavy rainfall and floods in Andhra Pradesh, Telangana, Maharashtra and Karnataka(02.11.2020)

As a result of recent havoc created by heavy rainfall and floods there are reports of loss of human lives and loss of belongings in the affected Distr.....

Tags : Guidelines, Settlement, Insurance Claims

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NCDRC Raps Insurance Company for Ambiguous Term(04.10.2018)

National Consumer Disputes Redressal Commission (NCDRC) has rapped the United India Insurance Co. Ltd for using an ambiguous term, “owner-driver” in t.....

Tags : NCDRC, United India Insurance Co. Ltd.

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SC: Third Party Insurance Deemed to be Transferred Along with Effective Control Over Vehicle(22.07.2021)

Supreme Court has reiterated that when a transport corporation hires a motor vehicle for use from its registered owner, the third-party insurance cove.....

Tags : Supreme Court, Third Party Insurance

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Madras HC Orders Insurance Company to Implement Centre's Circular Regarding Women Employees’ Transfer(14.12.2015)

Madras High Court has ordered Chairman of National Insurance Company to implement circular issued by Centre directing insurance companies to post/tran.....

Tags : Madras High Court, National Insurance Company , women employees

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Delhi HC: Transfer of Hospitals Under Employees State Insurance Corporation To State Govt. Illegal(23.10.2017)

Delhi High Court has declared as “illegal” the transfer of hospitals and medical colleges under Employees State Insurance Corporation (ESIC) to State.....

Tags : Delhi High Court, Employees State Insurance Corporation

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JKL HC: Insurance Agents Are Liable for Errors and Omissions(17.08.2023)

Jammu and Kashmir and Ladakh High Court has held that insurance agents represent insurance companies and they are liable for errors and omissions. The.....

Tags : Jammu and Kashmir and Ladakh High Court, Insurance Agents, Errors

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Insurer Has No Liability Once There is Breach of Condition of Insurance Policy: Supreme Court(30.11.2017)

Supreme Court has cautioned a man that he will be liable for punishment for contempt if he files yet another petition similar to 16 petitions he filed.....

Tags : Supreme Court, Insurance

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Insurance Company to Pay Even If Accident Not in India: Punjab & Haryana High Court(04.12.2017)

Punjab and Haryana High Court has ruled that if a vehicle registered and insured in India meets with an accident in another country, the insurance com.....

Tags : Punjab and Haryana High Court, Insurance

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Extension for uploading KYC details for insurance policies on iTrex(06.04.2016)

The Insurance Regulatory Development Authority extended the deadline for uploading the status of Know Your Customer related details for insurance poli.....

Tags : itrex, insurance database, deadline

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Accounting Treatment of Enhanced Provision of Pension Scheme(18.04.2016)

In light of the pay revision of officers and employees carried out by public sector insurers in 2015-2016, the Insurance Regulator Development Authori.....

Tags : insurance, public sector employees, liability

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Communication on settlement of health insurance claims against General Insurance Council's instructions dated 20th June 2020 on "Reference, Rates for COVID-19"(13.01.2021)

1. Attention is drawn to the Circular ref: "Reference rates for COVID-19 treatment" dated 20th June 2020 issued by General Insurance Council [GIC].

Tags : Communication, Settlement, Insurance claims

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Norms on settlement of COVID-19 health insurance claims(29.04.2021)

1. Reference is invited to Order dated 28.4.2021 passed by Hon'ble High Court of New Delhi in WP(C) No. 5026 /2021 wherein IRDAI was directed to advis.....

Tags : Norms, Settlement, COVID-19 health insurance

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Master Circular On Insurance Advertisements(13.08.2015)

The Insurance Regulatory and Development Authority issued guidelines to protect the interests of the insuring public, enhance confidence on the nature.....

Tags : Insurance, advertising, guidelines

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Life Insurance Corporation of India (Staff) Amendment Rules, 2021(30.06.2021)

In exercise of the powers conferred by clause (cc) of sub-section (2) of section 48 of the Life Insurance Corporation Act, 1956 (31 of 1956), the Cent.....

Tags : Life Insurance, Staff, Amendment Rules, 2021

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Karnataka HC Directs to Ensure Insurance Companies Transfer Unclaimed Policy Amounts(09.09.2021)

Karnataka High Court has directed the Insurance Regulatory and Development Authority (IRDA) to ensure that all insurance companies follow the master c.....

Tags : Karnataka High Court, Insurance Companies Transfer Unclaimed Policy Amounts

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SC: Insurance Co. Not Liable if Claimant Was Travelling In Un-Insured Trailer(31.08.2023)

Supreme Court has held that liability cannot be fastened on the Insurance Company when the claimant was travelling in the trailer which was not insure.....

Tags : Supreme Court, Insurance Company, Tractor, Liability

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Madras HC Directs LIC to Revise Pay Scale of Retired Employee Sacked for Certificate Verification(02.01.2017)

Madras High Court has directed Life Insurance Corporation Limited to revise pay scale of a retired employee, who was sacked for five years pending ver.....

Tags : Madras HC, Life Insurance Corporation, retired employee

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Insurance Company can't Unilaterally Delete Policy Terms to Reduce Coverage: SC(01.02.2019)

Supreme Court has quashed the action of New India Assurance Company Ltd. in unilaterally deleting policy terms to reduce coverage and also held that a.....

Tags : Supreme Court, Insurance Company

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SC: Insurance Claim Can Be Rejected If Vehicle Was Used Without Valid Registration(01.10.2021)

Supreme Court has observed that an insurance claim can be rejected if a vehicle is used/driven without a valid registration, since that would constitu.....

Tags : Supreme Court, Insurance Claim

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Giving Lift To Strangers Who Later Stole The Vehicle Is Not Breach Of Insurance: SC(11.12.2017)

Supreme Court has ruled that giving lift to strangers who later stole the vehicle is not a breach that would nullify the insurance policy.

Tags : Supreme Court, Insurance

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SC Issues Notice on Plea Against Centre’s Insurance Scheme for Health Workers Fighting COVID-19(21.10.2021)

Supreme Court has issued notice on a petition raising the issue of the construction of the Centre's Insurance Scheme for Health Workers Fighting COVID.....

Tags : Supreme Court, Centre’s Insurance Scheme for Health Workers Fighting COVID-19

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Additional Norms on portability under Health Insurance policies(07.10.2020)

1. Reference is drawn to Chapter VIII of "Consolidated Guidelines on Product filing in Health Insurance Business" (Ref: IRDAI/HLT/REG/CIR/194/07/2020 .....

Tags : Additional Norms, Portability, Health Insurance policies

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Actuarial and reinsurance returns - Dispensing with hard copy submission(11.05.2022)

1. This circular is issued under section 14(2)(e) of the Insurance Regulatory and Development Authority Act, 1999. It shall come into force with immed.....

Tags : Reinsurance returns, Dispensing of, Hard copy submission

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Modification in guidelines on standard individual health insurance product(18.03.2021)

1. Reference is drawn to Guidelines on standard individual health insurance product circular Ref No.: IRDAI/HLT/REG/CIR/172/07/2020 dated 07.07.2020 s.....

Tags : Modification, Guidelines, Insurance product

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Modification of Surety Insurance Guidelines(12.01.2023)

1. In partial modification of IRDAI (Surety Insurance Contracts) Guidelines, 2022 issued vide Ref No. IRDAI/NL/GDL/SIC/01/01/2022 dated 3rd January, 2.....

Tags : Modification, Surety Insurance, Guidelines

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Guidelines on Insurance claims of victims of Subsidence and Landslides in the calamity affected areas in the State of Uttarakhand(19.01.2023)

1. Subsidence and Landslide have caused loss to property in some areas in the State of Uttarakhand. There is an urgent need for the general insurers t.....

Tags : Guidelines, Insurance claims, Victims

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NCDRC: Insurance Company Liable Even if Driver Involved in Theft of Vehicle(26.07.2022)

National Consumer Disputes Redressal Commission has held that even if it is assumed that the driver dishonestly took away the taxi-car, even then the .....

Tags : NCDRC, Theft, Insurance

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Kar. HC: Permit Renewed After Condoning Delay is Deemed to be Effective From Date of Actual Expiry(01.08.2022)

Karnataka High Court has held that insurance company can’t refuse to indemnify liability of insurer on ground that on date of accident, permit of vehi.....

Tags : Karnataka High Court, Insurance, Permit

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Govt. Amends Employees Insurance Norms to Increase Wage Ceiling From Rs 15,000 to Rs 21,000 P/M(05.01.2017)

Ministry of Labour and Employment has notified amendments to Employees’ State Insurance (Central) Rules, 1950 to increase wage ceiling from INR 15,000.....

Tags : Ministry of Labour and Employment, Employees’ State Insurance (Central) Rules, 1950

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SC: Mere Delay in Intimating Insurance Company of Occurrence of Theft Not Grounds to Deny Claim(20.09.2021)

Supreme Court has observed that mere delay in intimating the insurance company about the occurrence of the theft cannot be a ground to deny the insura.....

Tags : Supreme Court, Delay in Intimating Insurance Company

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SC: Crop Insurance Different from Commercial Policy(07.09.2022)

Supreme Court while upholding Bombay High Court's order directing Bajaj Allianz General Insurance to compensate under Pradhan Mantri Fasal Bima Yojana.....

Tags : Supreme Court, Crop Insurance, Commercial Policy

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IRDA Specifies Procedure to be Followed to Deal with Resignation of ISPs of IMFs(29.05.2017)

Insurance Regulatory and Development Authority of India has issued procedure to be followed to deal with resignation of ISPs of IMFs which says that s.....

Tags : Insurance Regulatory and Development Authority of India, Insurance Sales Persons (ISPs), Insurance Marketing Firms (IMFs)

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Trade Credit Insurance Guidelines, 2021 - Modification to Guideline 5.3A - allowing "reverse factoring" on TReDS platforms(09.10.2023)

1. The Authority issued guidelines on trade credit insurance in September 2021 to protect business against the risk of non-payment for goods and servi.....

Tags : Trade Credit, Insurance Guidelines, Modification

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Existing regulations on insurance commissions and remuneration to continue(15.03.2016)

The Insurance Regulatory and Development Authority of India advised insurers, insurance intermediaries and insurance agents to continue complying with.....

Tags : Insurance, brokers, commission, remuneration

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Jeevan Akshay-VII Plan of the Life Insurance Corporation of India specified as the annuity plan of the Life Insurance Corporation of India(07.12.2021)

In exercise of the powers conferred by clause (xii) of sub-section (2) of Section 80C of the Income-tax Act, 1961 (43 of 1961), the Central Government.....

Tags : Plan, Annuity plan, Life Insurance

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De-notification of Arbitration clause in all tariff products under Fire, Motor and Engineering, Workmen's Compensation and other classes of insurance business(23.01.2024)

In exercise of the powers conferred by sub section (1) of section 64 ULA of the Insurance Act, 1938, the Authority hereby de-notifies the Arbitration .....

Tags : Arbitration clause, Insurance business, Denotification

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Centre Defers Due Date for Renewal of Health & Motor Vehicle Insurance Policies Till 21st April(02.04.2020)

Ministry of Finance has extended the due date for renewal of motor vehicle third party insurance and for health insurance policies expiring between 25.....

Tags : Finance Ministry, Renewal of Health & Motor Vehicle Insurance

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Supreme Court: "Delay In Filing Insurance Claim No Reason To Reject It"(09.10.2017)

Supreme Court, while granting relief to a man who was denied claim for his stolen vehicle, has said that insurance claims cannot be rejected if the re.....

Tags : Supreme Court, Insurance

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Delhi HC Directs Insurer to Provide Similar Alternative Insurance Plan to Petitioner(29.09.2020)

Delhi High Court has directed an insurance company that had suddenly discontinued an insurance plan, to provide a similar alternative plan to the Peti.....

Tags : Delhi High Court, Alternative Insurance Plan

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#Major Changes Implementing From Today: New Health Insurance Rules to be Implemented(01.10.2020)

New health insurance rules to be introduced post-COVID-19 inclusion will make 17 permanent illnesses outside the cover.

Tags : Health Insurance Rules, 17 Illnesses

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SC: Court Cannot Direct Continued Maintenance by Insurance Company of Prosthetic Limb(18.08.2021)

Supreme Court has observed that while determining compensation under the Motor Vehicle Act, 1988, a Court cannot direct the continued maintenance by I.....

Tags : Supreme Court, Continued Maintenance by Insurance Company of Prosthetic Limb

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Bombay HC: BCCI Liable to Pay Employees Contribution Under ESI Act(30.06.2022)

Bombay High Court has held that Board of Control for Cricket in India (BCCI) is engaged in commercial activities and earning profits from the same and.....

Tags : Bombay High Court, Employees State Insurance, BCCI

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Jharkhand Govt. Approves Medical Insurance, Monthly Stipend for Lawyers(09.09.2024)

Jharkhand Government has approved medical insurance of Rs. 5 Lakh for over 30,000 lawyers across the State. In addition to this, advocates aged 65 yea.....

Tags : Jharkhand Government, Medical Insurance, Monthly Stipend

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IRDA clarifies provisions for refund of premium on repudiation of policy(28.10.2015)

The Insurance Regulatory Development Authority of India has released clarifications pursuant to amendment of Section 45 of the Insurance Act, 1938. Th.....

Tags : Insurance, clarifications, section 45, refund, misrepresentation

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Amendments in ESI Act, 1948(02.12.2015)

The Central Government has proposed amendments to the Employees’ State Insurance Act, 1948 to provide employees with the choice of subscribing to heal.....

Tags : Health insurance, government, employee, esi

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Life Insurance Corporation of India (Staff) Amendment Rules, 2019(16.10.2019)

In exercise of the powers conferred by Clause (cc) of Sub-section (2) of Section 48 of the Life Insurance Corporation Act, 1956 (31 of 1956), the Cent.....

Tags : Rules, Amendment, Insurance

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Insurance Company to be Liable Even if Insurance Policy Not Transferred(17.09.2024)

Allahabad HC has stated that even if the insurance policy of vehicle is not transferred, the insurance company would become liable under the policy to.....

Tags : Allahabad High Court, Insurance Company, Transferee

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CCI Nod for Nippon’s Stake Hike in Reliance Life to 49%(12.02.2016)

Competition Commission of India (CCI) has approved Nippon Life's additional 23 per cent stake purchase plan in Reliance Life Insurance in a deal worth.....

Tags : Competition Commission of India, Nippon Life, Reliance Life Insurance

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#Union Budget 2021-2022: Union Govt Approves Extension of Cover for Deposit Insurance(01.02.2021)

Union Government has approved an increase in the cover for deposit insurance from Rs 1 lakh to Rs 5 lakh for bank depositors, to help depositors in ba.....

Tags : Union Government, Union Budget, Deposit Insurance

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Madras High Court Rejects Plea of Insurance Firm(25.01.2016)

Madras High Court has irked over a nationalised insurance company vehemently resisting payment of a claim for angioplasty under a medical insurance co.....

Tags : Madras High Court, medical insurance

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CCI Nods for Sun Life’s Acquisition in BSLI(01.02.2016)

Competition Commission of India (CCI) has given approval to Sun Life's acquisition of 23% more stake in Birla Sun Life Insurance (BSLI), a joint ventu.....

Tags : Competition Commission of India, Sun Life, Birla Sun Life Insurance

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SC: Not Permissible to Rewrite Contract While Interpreting Terms of Insurance Policy(01.11.2021)

Supreme Court observed that it is not permissible to rewrite the contract while interpreting the terms of the Insurance Policy. The Court has said tha.....

Tags : Supreme Court, Terms of Insurance Policy

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Implementation of Indian Accounting Standards in insurance sector(01.03.2016)

The Ministry of Corporate Affairs advised Insurers to follow Indian Accounting Standards notified under the Companies (Indian Accounting Standards) Ru.....

Tags : insurance sector, ind as

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Advance Discharge Voucher(12.07.2016)

The Insurance Regulatory Authority of India tightened instructions for life insurers that issue advance discharge vouchers.

It now require.....

Tags : Advance discharge, life insurance, payment

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Training and examination for channels of insurance distribution harmonised(13.07.2016)

The Insurance Regulatory Development Authority of India took steps to streamline the training and examination of persons involved in selling and distr.....

Tags : Insurance, agent, brokers, training, examination, overlap

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Revision of Health Insurance Regulatory Returns(13.09.2022)

1. In supersession of Chapter V of Section - I of Master Circular on standardization of health insurance products issued vide Ref no. IRDAI/HLT/REG/CI.....

Tags : Revision, Health Insurance, Returns

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Pradhan Mantri Fasal Bima Yojana(17.03.2016)

The Central government approved the Pradhan Mantri Fasal Bima Yojana, which will replace the existing National Agricultural Insurance Scheme and Modif.....

Tags : Agricultural insurance, pmfby, duplicate accounts

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Review of Foreign Direct Investment policy in Insurance sector(23.03.2016)

The Central Governments issued amendments to its ‘Consolidated FDI Policy Circular 2015’ to liberalise foreign direct investment in the insurance sect.....

Tags : Insurance, foreign direct investment, liberalise

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Issuance of digital insurance policies by insurance companies via Digilocker(09.02.2021)

1. Digilocker is an initiative under the Digital India program by the Government of India where citizens can get authentic documents/certificate in di.....

Tags : Issuance, Digital insurance policies, Digilocker

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Ker HC: Requirement to Intimate Transfer of Vehicle to Insurance Company Under MV Act Only Directory(01.11.2022)

Kerala High Court has held that provision under Section 157(2) of Motor Vehicles (MV) Act, 1988 to intimate about the transfer of a vehicle to the Ins.....

Tags : Kerala High Court, Motor Vehicles, Insurance Company

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SC: In case of Fire Insurance, Precise Cause of Fire is Immaterial if Claimant Didn’t Instigate it(29.11.2023)

Supreme Court has held that in cases of fire insurance the precise cause of a fire, whether attributed to a short circuit or any alternative factor, r.....

Tags : Supreme Court, Fire Insurance, Cause

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CCI Approves HDFC ERGO - L&T General Insurance and HCL-Geometric Deal(22.08.2016)

Competition Commission of India (CCI) has given approval to HDFC ERGO - L&T General Insurance deal and also to HCL Technologies' equity swap deal to b.....

Tags : Competition Commission of India, HDFC ERGO - L&T General Insurance , HCL-Geometric

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Union Cabinet Approves Amendment to Insurance Act, 1938(16.03.2021)

Union Cabinet has approved an amendment to the Insurance Act, 1938, to increase the foreign direct investment cap in the sector to 74% from 49% now.

Tags : Union Cabinet, Amendment to Insurance Act, 1938

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Rajya Sabha Passes Bill to Increase Foreign Direct Investment in Indian Insurance Sector to 74%(19.03.2021)

Rajya Sabha has passed the Insurance (Amendment) Bill, 2021 which seeks to increase the maximum permissible Foreign Direct Investment (FDI) in the ins.....

Tags : Rajya Sabha, Insurance (Amendment) Bill, 2021

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SC: Denying Insurance Coverage for Reason That Deceased Engaged as Helper Not Justified(17.01.2022)

Supreme Court has held that denying the insurance coverage under the Employees Compensation Act 1923 for the reason that deceased was engaged as a hel.....

Tags : Supreme Court, Denying Insurance Coverage

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Inclusion of "Farmer Producer Company (FPC) in the list of Micro Insurance Agent"(26.04.2017)

Reference is invited to Regulation 2 (f) of IRDAI (Micro Insurance) Regulations 2015 (Regulations) which defines a "Micro-insurance Agent". Based on t.....

Tags : FPC, Inclusion, Micro Insurance

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Guidelines on Investment in Exchange Traded Funds with G Sec Underlying(26.08.2015)

Insurers are permitted to invest in the exhaustive asset classes under the provisions of Insurance Act, 1938, IRDA (Investment) Regulations, 2000, and.....

Tags : Insurance, exchange traded fund

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Extension of timelines for sale and renewal of short term Covid specific health insurance policies(28.03.2022)

1. Reference is invited to the short term Covid specific health insurance policies permitted to be offered by all Insurers.

2. In partial mo.....

Tags : Extension, Timelines, Insurance policies

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Delhi High Court: Insurance Companies Must Accept Claims at All Hospitals(13.06.2019)

Delhi High Court has held that insurance companies would have to honour claims by valid medical policy holders who have received treatment at any gove.....

Tags : Delhi High Court, Insurance Companies

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#Union Budget 2022-2023: FM Allows Parents to Take Insurance from Children with Disability(01.02.2022)

Finance Minister has stated that the parents or guardian can take insurance from their children with disabilities. The payment of annuity or lump sum .....

Tags : Union Budget, Finance Minister, Insurance from Children with Disabilities

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Company Directors Receiving Remuneration are Also 'Employees' Under ESI Act: SC(06.02.2019)

Supreme Court has held that Directors of Company, who are receiving remuneration, comes within the purview of "employee" under sub-section (9) of Sect.....

Tags : Supreme Court, Employees' State Insurance Act

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SC: Insurance Company Cannot Raise Delay as Basis for Repudiation First Time Before Consumer Forum(24.12.2019)

Supreme Court has observed that an Insurance Company cannot raise delay as a ground for repudiation for the first time before Consumer Forum if it has.....

Tags : SC, Insurance Company

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RBI Directs Banks to Cap Stake in Insurance Companies at 30%(27.12.2019)

Reserve Bank of India has directed lenders to cut their stakes in insurers to 30%, as the banking regulator attempts to shield banks from risks arisin.....

Tags : RBI, Insurance Companies

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Punjab and Haryana High Court: Insurance Benefits Cannot Be Denied on Mere Technicalities(14.03.2017)

Punjab and Haryana High Court, while coming to rescue of an illiterate woman who lost her 27-year-old son in a road mishap, has asserted that benefits.....

Tags : Punjab and Haryana High Court, Insurance Benefits

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Measures towards developing Surety Insurance Bonds market(16.05.2023)

Surety Bonds are a type of insurance policy protecting parties involved in a transaction or contract from potential financial losses due to a breach o.....

Tags : Measures, Surety Bonds, Insurance policy

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Information: Plans offered by Even Health are not health insurance plans and the said entity is not a registered entity with IRDAI(13.04.2022)

It has come to the notice of IRDAI that an entity by the name "Even Healthcare Pvt. Ltd." having their corporate office at 'No. 311,6th Main Road, HAL.....

Tags : Plans, Health insurance, Registered entity

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SC: Insurers Can't Cancel Contract if Exclusion Clauses Are Not Disclosed to Insured(10.11.2022)

Supreme Court while cautioning all insurance companies has held that if they do not mandatorily comply with IRDA Regulation, 2002 then their right to .....

Tags : Supreme Court, Insurance, IRDA

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SC: Insurance Policy to be Effective from the Date of Issuance(08.01.2024)

Supreme Court while observing that the date of proposal cannot be treated as the date of policy unless there is an initial deposit, has held that the .....

Tags : Supreme Court, Insurance Policy, Date of Issuance

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CESTAT Allows Cenvat Credit To Satyam Computer for Service Tax Paid on Medical Insurance Premium(14.10.2022)

Customs, Excise and Service Tax Appellate Tribunal, Hyderabad has granted a cenvat credit to Satyam Computer for service tax paid on insurance premium.....

Tags : Customs, Excise and Service Tax Appellate Tribunal, cenvat credit, service tax, insurance premiums

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Madras HC: Disbursal of Insurance Amount Ordered, Default in Payment of Premium not Intentional(22.01.2024)

Madras High Court while ordering disbursal of insurance amount to the family of policy holder has held that default in payment of premium was neither .....

Tags : Madras High Court, Disbursal of Insurance Amount, Default in Payment

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IRDAI Fines ICICI Lombard Company and Tata AIG Company Rs 1 Crore Each(31.01.2020)

Insurance Regulatory and Development Authority of India has fined ICICI Lombard General Insurance Company and Tata Group and American International Gr.....

Tags : Insurance Regulatory and Development Authority of India, ICICI Lombard, Tata AIG

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#Union Budget 2020-2021: Deposit Insurance Cover Increased to Rs 5 Lakh(01.02.2020)

Finance Minister noted that the depositors money in schedule commercial banks absolutely safe. Insurance cover on deposists by DICGC to be hiked to Rs.....

Tags : Union Budget 2020-2021, Insurance Cover

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Calcutta High Court Grants Widow Insurance Relief(04.02.2020)

Calcutta High Court has directed a bank to pay Rs 1 lakh to the widow of a customer as accidental death insurance after it had refused to pay up on th.....

Tags : Calcutta High Court, Insurance

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SC Stays Delhi HC’s Direction to Insurance Company to Provide Life-Time Warranty on Prosthetic Limbs(11.02.2021)

Supreme Court has issued notice in a plea filed challenging the Delhi High Court's order directing the Insurance Company to provide a life time warran.....

Tags : SC, Insurance Company

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SC Directs Bajaj Allianz to Come Up with Draft Guidelines for Compensation Disbursement Process(15.02.2021)

Supreme Court has directed the Bajaj Allianz General Insurance Company, to come up with draft guidelines for facilitating compensation disbursement pr.....

Tags : Supreme Court, Bajaj Allianz General Insurance Company, Compensation Disbursement Process

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Centre Extends Time for Renewal of Health, Third Party Motor Vehicle Insurance Policies Till May 15(16.04.2020)

Ministry of Finance has issued notifications to extend the time for renewal of health and third party motor vehicle insurance policies till 15th May, .....

Tags : Finance Ministry, Renewal of Health, Third Party Motor Vehicle Insurance Policies

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Bombay HC: Newborn Baby Includes Pre-Mature Baby(03.03.2023)

Bombay High Court while observing that newborn baby would include a pre-mature baby and insurer would be liable to pay for all expenses related to inf.....

Tags : Bombay High Court, Newborn, Pre-Mature Baby, Insurance

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Punjab and Haryana HC: Terminally Ill Can’t be Denied Insurance Claim(25.05.2016)

Punjab and Haryana HC has ruled that family of a terminally-ill person, who decides to stop treatment against medical advice and dies, cannot be denie.....

Tags : Punjab and Haryana HC, terminally-ill person, Insurance

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Securities Appellate Tribunal Allows Lenders to Sell Reliance General Insurance(28.02.2020)

Securities Appellate Tribunal has upheld the right of Nippon India Mutual Fund and Credit Suisse to sell shares of Reliance General Insurance followin.....

Tags : Securities Appellate Tribunal, Reliance General Insurance

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Appointment of Election Officer to conduct 13th council elections of Indian Institute of Insurance Surveyors and Loss Assessors for 1/3rd members who are due to retire on 28th July 2021(24.05.2021)

Authority hereby appoints Ms. Nimisha Srivastava, DGM, IRDAI as the Election Officer for conducting the 13th Council Elections for 1/3rd vacancy arisi.....

Tags : Indian Institute of Insurance Surveyors and Loss Assessors, Election Officer

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Insurance Guidelines on "Indian owned and controlled"(19.10.2015)

Insurance Regulatory Development Authority of India has introduced guidelines pursuant to the Insurance Laws (Amendment) Act, 2015. The Guidelines men.....

Tags : Insurance, guidelines, owned, controlled

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Centre Notifies Amendments to Medical Termination of Pregnancy Act, 1971 and Insurance Act, 1938(30.03.2021)

Centre has notified amendments to Medical Termination of Pregnancy Act and Insurance Act. Both these amendments received the assent of the President o.....

Tags : Centre, Insurance, Pregnancy

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Karnataka High Court: Give Wide Publicity to Crop Insurance Scheme Under PMFBY for Farmers' Benefit(30.03.2021)

Karnataka High Court has directed the State Government to give wide publicity to the Pradhan Mantri Fasal Bima Yojna (PMFBY) scheme for the benefit of.....

Tags : Karnataka High Court, Crop Insurance Scheme

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Gau. HC: Commissioner Can Order Insurer To Directly Compensate Employee Injured In Motor Accident(25.01.2023)

Gauhati High Court has upheld an order whereby the Insurance company was directly made liable to pay compensation to an employee injured in a motor ac.....

Tags : Gauhati High Court, Insurance, Motor Accident

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SC: Stamp Duty Can be Imposed by State on Insurance Policies Executed Within State(02.05.2024)

Supreme Court while rejecting appeals filed by Life Insurance Corporation against a demand of stamp duty of Rs. 1.19 crore by the State, has held that.....

Tags : Supreme Court, Life Insurance Corporation, Stamp Duty, Insurance Policies

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Delhi High Court Asks Aircraft, Insurance Firms to Pay Rs 50 Lakh for Victims' Families(24.05.2019)

Delhi High Court has directed a chartered aircraft firm and an insurance company to pay Rs 50 lakh compensation to the families of each of the two doc.....

Tags : Delhi High Court, Insurance

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SEBI Eases Norms on Consolidated Numbers for Banks, Insurance Companies(13.05.2020)

Securities and Exchange Board of India (SEBI) has exempted banks and insurance companies from publishing consolidated financial results for the June q.....

Tags : Securities and Exchange Board of India, Banks, Insurance Companies

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Delhi HC: Efficacious Alternative Remedies in Insurance Claim Dispute Doubtful(13.05.2020)

Delhi High Court has entertained a Writ Petition on a dispute relating to insurance claim observing that the availability of efficacious alternative r.....

Tags : Delhi High Court, Insurance Claim Dispute

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Gau HC: Insurance Co. Not liable to Pay Compensation for Death of Gratuitous Passenger(20.03.2023)

Gauahti High Court has held that Insurance Company is not liable to pay compensation for the death of gratuitous passengers travelling in goods vehicl.....

Tags : Gauahti High Court, Compensation, Gratuitous Passenger, Insurance Company

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Madras HC Seeks Centre’s Response Over Crop Insurance Scheme(01.09.2015)

Madras High Court has ordered Central Government to file affidavit stating as to when the proposed new crop insurance scheme for farmers will be final.....

Tags : Madras High Court,Crop Insurance Scheme,Central Government

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Supreme Court Takes Note of Insurance Companies Not Reimbursing Cost of COVID Treatment(06.08.2020)

Supreme Court has taken note of complaints of insurance companies not reimbursing the full cost of COVID-19 treatment and told the Union government to.....

Tags : Supreme Court, Insurance Companies, Cost of COVID Treatment

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All HC: UP Government Directed to Consider Framing Insurance Scheme for Lawyers Appearing for State(03.06.2024)

Allahabad High Court has directed the Uttar Pradesh Government to consider framing of insurance scheme for law officers who appear for the State Gover.....

Tags : Allahabad High Court, Insurance Scheme, State Government

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IRDA Stays Mandatory Listing of Insurance Companies(17.10.2016)

Insurance Regulatory & Development Authority (IRDA) has said that it is having second thoughts about mandatory listing of Insurance Companies on the S.....

Tags : Insurance Regulatory & Development Authority, listing, Insurance Companies, Finance Ministry

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Insurance Claim can’t be Denied on Ground of Common Lifestyle Diseases: NCDRC(15.10.2018)

National Consumer Disputes Redressal Commission (NCDRC) has held that insurance claim cannot be denied on the ground of common lifestyle diseases such.....

Tags : NCDRC, Insurance claims

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SC Sets Aside Delhi HC's Direction to Insurance Company to Plant 100 Trees(14.08.2020)

Supreme Court has set aside the direction issued by the Delhi High Court to Oriental Insurance Company Ltd to plant hundred trees in a claims matter.

Tags : Supreme Court, Oriental Insurance Company Ltd

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SC Sets Aside Insurer's Liability to Compensate MP Government(27.04.2020)

Supreme Court has set aside the National Consumer Disputes Redressal Commission's order requiring Bajaj Allianz General Insurance to pay Rs. 64 lakh b.....

Tags : Supreme Court, Bajaj Allianz General Insurance

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Madras HC Issues Notice on Plea Seeking Insurance Coverage for LPG Deliverymen(27.04.2020)

Madras High Court has issued notices on a Petition seeking insurance coverage of up to Rs. 25 lakhs for LPG deliverymen, in case of death due to coron.....

Tags : Madras High Court, Insurance Coverage for LPG Deliverymen

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Delhi HC: Medical/Health Insurance Essential Services During COVID(10.05.2021)

Delhi High Court has observed that the employees of insurance companies cannot be restrained from free movement, as their movement is essential during.....

Tags : Delhi High Court, Medical/Health Insurance

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Bombay HC Seeks IRDA’s Response over Plan to Recover Unpaid Hospital Bills(06.10.2016)

Bombay HC has sought a response from Insurance Regulatory and Development Authority (IRDA) on insurance companies floating a scheme where hospitals ca.....

Tags : Bombay HC, Insurance Regulatory and Development Authority, hospitals

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SC Directs Verification of Workers' Claims as LIC Bound by Constitution(28.04.2022)

Supreme Court has said that the Life Insurance Corporation, as a statutory corporation, is bound by the mandate of Articles 14 and 16 of the Constitut.....

Tags : Supreme Court, Life Insurance Corporation, statutory corporation, Articles 14, Articles 16, 11,000 workers

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SC: Valid Reasons for Not Accepting Surveyor’s Report Must be Given by Insurance Company(19.05.2023)

Supreme Court while observing that Surveyor’s Report in a claim for insurance is not final one however satisfactory reasons are given by insurer, has .....

Tags : Supreme Court, Contingent Reasons, Surveyor’s Report, Insurance Company

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SC: No Insurance Claim for Theft Committed without Violence(24.08.2016)

SC has ruled that a person or an entity can't seek compensation on insured goods if theft happened without violence and observed that the terms of the.....

Tags : SC, Insurance Claim

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Supreme Court: Appointment of Surveyor by Insurer is Not Waiver of Condition Relating to Intimation(22.08.2018)

Supreme Court has held that insurer is not estopped from raising a plea of violation of the condition relating to delay in intimation warranting a rep.....

Tags : Supreme Court, Insurance

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Delhi HC Directs to Examine on Claims of People Unable to Get Insurance Benefit in Second Covid Wave(28.05.2021)

Delhi High Court has directed IRDAI (Insurance Regulatory and Development Authority of India) to examine as to whether the claims of people who were u.....

Tags : Delhi High Court, Insurance Claims

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Ker. HC: No Power on Insurance Ombudsman to Dictate Terms of Insurance Policy Renewal(03.07.2024)

Ker HC has held that nowhere in Insurance Ombudsman Rules, 2017 it is stated that Insurance Ombudsman has power to issue directions to insurer to issu.....

Tags : Kerala High Court, Insurance Ombudsman Rules, Insurance Policy Renewal

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Rajasthan HC: Poor Farmers Cannot Be Denied Payment of Insurance(04.08.2020)

Rajasthan High Court directed Agricultural Insurance Company of India (AIC) to release the amount due to the petitioner farmers of Satalana village un.....

Tags : Rajasthan High Court, Payment of Insurance to Farmers

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NCLAT Declines Plea Challenging Order Approving Piramal Bid for DHFL(29.06.2021)

National Company Law Appellate Tribunal has declined a plea by US-based Prudential International Insurance Holdings Ltd challenging a National Company.....

Tags : National Company Law Appellate Tribunal, Prudential International Insurance Holdings Ltd

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SC: Claims of Insurance Can't be Rejected on Definitions of Terrorism(03.05.2022)

Supreme Court has ruled that the parties, including insurance firms, cannot rely on definitions of terrorism in various penal laws to reject insurance.....

Tags : Supreme Court, insurance firms, terrorism

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SC Refuses Interim Relief on Pleas Seeking Stay on LIC IPO Share Allotment(12.05.2022)

Supreme Court has refused to grant stay in a batch of petitions contesting the decision of the Central government to sell five percent of its sharehol.....

Tags : Supreme Court, five percent, Life Insurance Corporation, Initial Public Offering

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Bombay HC Orders Insurance Company To Pay Rs 38 lakh With 9% Interest to Family of Deceased Engineer(25.08.2015)

Bombay High Court has ordered insurance company to pay around Rs 38 lakh, along with 9% interest to wife, son and widowed mother of deceased victim, a.....

Tags : Bombay High Court,Insurance Company

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CCI Nods for Acquisition of L&T General Insurance by HDFC ERGO(12.09.2016)

Competition Commission of India (CCI) has approved acquisition process of L&T General Insurance by HDFC ERGO General Insurance.

Tags : Competition Commission of India, L&T General Insurance, HDFC ERGO General Insurance

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Supreme Court Partially Stays HC's Judgment on Exclusion of Genetic Disorders in Insurance Policy(30.08.2018)

Supreme Court has partially stayed Delhi High Court judgment which had held as unconstitutional discrimination in health insurance against individuals.....

Tags : Supreme Court, Insurance

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Insurance Claim Not Permissible if Accident Caused by One's Own 'Rash Driving', Says Supreme Court(04.09.2018)

Supreme Court has ruled that one cannot make an insurance claim for a road accident if it was caused on account of one’s own “rash and negligent drivi.....

Tags : Supreme Court, Insurance

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SC Suggests Sates that State Transport Corporations Avail Third-Party Insurance(03.10.2024)

Supreme Court while hearing a petition over issues related to motor vehicle claims, has suggested State Governments that for timely payment of compens.....

Tags : Supreme Court, Motor Vehicle Claims, Third-Party Insurance

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IRDAI: Link All Your Insurance Policies to Aadhaar and PAN(09.11.2017)

Insurance Regulatory and Development Authority of India (IRDAI) has directed and made it mandatory for companies to link Aadhaar and PAN with every in.....

Tags : Insurance Regulatory and Development Authority of India

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Delhi HC Approves Insurance Policy to Implement CM Advocates Welfare Scheme(08.10.2020)

Delhi High Court has approved the insurance policy decided by the Delhi Government, with the assistance of the Bar Council of Delhi, to implement the .....

Tags : Delhi High Court, Insurance Policy to Implement CM Advocates Welfare Scheme

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SC: Reimbursement Can't be Refused, Once Insurer Accepts that Concealment of Disease was Immaterial(07.07.2023)

Supreme Court has observed that insurance company can’t be permitted to deny renewal/reimbursement of insurance policy after acceptance of the fact th.....

Tags : Supreme Court, Insurance, Reimbursement

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J&K: Insurance Company Bound to Pay the Claim Against the Sum Insured(18.10.2024)

J&K High Court has observed that the Insurance Company is bound to pay the claim against the sum insured. It is not the business of the Insurance Comp.....

Tags : J&K High Court, Insurance Company, Sum Insured

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Cal HC: Invalid DL on Date of Accident Constitutes Violation of T&C of Insurance Policy(28.11.2024)

Cal. HC has held that when the driving licence of driver is not valid on the date of accident, it constitutes a violation of the terms and conditions .....

Tags : Calcutta High Court, Driving Licence, Insurance Policy

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